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New UPI Rules to Take Effect: What Google Pay, Paytm, and Other Users Need to Know

Prime Highlights:

• Starting April 1, 2025, new rules for UPI say you need to keep your mobile number working and connected to your bank account—or you might lose service.

• If your UPI ID is tied to a number that’s not used anymore, it’ll get turned off with these new rules.

Key Facts:

• If a mobile number hasn’t been used for three months or more, its linked UPI ID will be cut off, stopping UPI services.

• You should update your bank info with your current mobile number to keep your UPI access going strong.

• And—NPCI will stop the “Collect Payments” option for personal use, keeping it just for verified sellers.

Key Background:

The National Payments Corporation of India (NPCI) is rolling out these UPI changes from April 1, 2025. Their main goal? To make UPI payments safer and more reliable. One big change is turning off UPI IDs linked to long-unused mobile numbers. Why? After three months, phone companies might give your old number to someone else, and that’s a security worry, right? So, IDs linked to those numbers will be unlinked, and, well, that means no more UPI services for them.

Also, NPCI is changing the “Collect Payments” feature. This feature, where you pull payments through UPI, will now be for verified merchants only. For us regular folks, it’ll be capped at ₹2,000. They’re doing this to cut down on fraud and bump up security on the platform.

To dodge any hitches in service, make sure your registered mobile number is active and linked to your bank account. Keep your details fresh to stay on top of your UPI game. Also, remember the new rules on transaction limits and the “Collect Payments” feature. Stick to these updates for smooth and secure UPI transactions.